Today's mortgage rates

-

The following tables are updated daily with current mortgage rates for the most common types of home loans. Search for rates by state or compare loan terms to find the product that’s right for you.

Looking for current refinance rates instead?

These rates, APRs, monthly payments and points are current as of 07/29/2024 and may change at any time. They assume you have a FICO® Score of 740+ and a specific down payment amount as noted below for each product. They also assume the loan is for a single-family home as your primary residence and you will purchase up to one mortgage  in exchange for a lower interest rate. Connect with a  to learn more about mortgage points.

Today’s 30-year fixed mortgage rates

6.500% Rate    6.656% APR

Learn how these rates and APRs are calculated. Plus, see a conforming fixed-rate estimated monthly payment and APR example.

Conventional fixed-rate loans:

Term                   Rate                   APR                 Monthly payment           Points

30-year            6.500%               6.656%                  $2,932                            0.739

20-year            5.990%               6.197%                  $3,321                            0.786

15-year            5.875%               6.163%                  $3,884                            0.967

10-year            5.990%               6.350%                  $5,149                            0.749

The rates and monthly payments shown are based on a loan amount of $464,000 and a down payment of at least 25%. Learn more about how these rates, APRs and monthly payments are calculated. Plus, see a conforming fixed-rate estimated monthly payment and APR example.


Conforming adjustable-rate mortgage (ARM) loans


Term                   Rate                   APR                 Monthly payment           Points

10/6 mo            6.375%               7.106%                  $2,894                            0.715

7/6 mo              6.500%               7.425%                  $2,932                            0.775
The rates and monthly payments shown are based on a loan amount of $464,000 and a down payment of at least 25%. Learn more about how these rates, APRs and monthly payments are calculated. Plus, see an ARM estimated monthly payment and APR example.


Jumbo adjustable-rate mortgage (ARM) loans
Term                   Rate                   APR                 Monthly payment           Points

10/1 yr            6.500%                 7.043%                  $5,941                            0.890

7/1 yr              6.375%                 7.144%                  $5,864                            0.940

5/1 yr              6.250%                 7.249%                  $5,787                            1.000

The rates and monthly payments shown are based on a loan amount of $940,000 and a down payment of at least 25%. Learn more about how these rates, APRs and monthly payments are calculated. Plus, see an ARM estimated monthly payment and APR example.


Federal Housing Administration (FHA) loans

Term                   Rate                   APR                 Monthly payment           Points

30-year                6.750%              7.630%                  $1,872                          0.663
The rates and monthly payments shown are based on a loan amount of $270,019 and a down payment of at least 3.5%. Learn more about how these rates, APRs and monthly payments are calculated. Plus, see an FHA estimated monthly payment and APR example.


Veterans Affairs (VA) loans

Term                   Rate                   APR                 Monthly payment           Points

30-year            6.250%               6.635%                  $1,660                            0.976
The rates and monthly payments shown are based on a loan amount of $270,072 and no down payment. Learn more about how these rates, APRs and monthly payments are calculated. Plus, see a VA estimated monthly payment and APR example.


Jumbo loans

Term                   Rate                   APR                 Monthly payment           Points

30-year            6.875%               7.030%                  $6,175                            0.690

20-year            6.875%               7.100%                  $7,217                            0.865

15-year            6.625%               6.867%                  $8,253                            0.645
The rates and monthly payments shown are based on a loan amount of $940,000 and a down payment of at least 25%. Learn more about how these rates, APRs and monthly payments are calculated. Plus, see a jumbo estimated monthly payment and APR example

Comments

Post a Comment

Popular posts from this blog

12 Best Location Sharing Apps for iPhone in 2023

-
Image
Thanks to location-sharing apps, Location sharing on iPhone has become easier than before. Those days were gone when we had trouble specifying our address correctly. These days, you can quickly pinpoint someone’s exact location in easy steps. You can install one or multiple Location sharing apps for iPhone to share your exact address with friends or family. If you don’t want to share your location, you can use third-party location-sharing apps to track the location of your loved one as well. 12 Best Location Sharing Apps for iPhone Hence, if you are looking for the best iPhone apps to share your location with friends and family, this article might be beneficial. Here, we have compiled a list of the best location-sharing apps for iPhone. Almost all apps were available on the Apple app store and free to download. Let’s explore the apps. 1.  Glympse Glympse is a lightweight location sharing app for iPhone that allows you to share your real-time location using the GPS feature of your devi
Read more

Why Do Dogs Follow You to the Bathroom?

-
Image
Dogs love to stay by your side, even when you’re doing something, well… private. But have you ever wondered why, exactly, your dog is so interested in you when you’re doing your business? For a lot of dogs, it’s simply because they’re pack animals, and they like to stick by your side. But other dogs might be following you for a different reason. Read this article to learn more about your canine companion and why they like to accompany you to the porcelain throne. Things You Should Know Dogs will often follow you to the bathroom because they like your company. They’re pack animals, and they’re used to sticking together. Your dog might also want affection, or they could be waiting for a walk, food, or treats. If your dog is a “Velcro dog,” they like to stay by your side. They’ll probably follow you anywhere in your home. In rare cases, your dog might be following you around because they are afraid, are sick, or have separation anxiety. 1. They’re social animals. Dogs are pack animals, an
Read more

Rockstar Games Releases GTA 6 Trailer On YouTube Before Time

-
Image
Rockstar Games , the developer of the GTA series,  released the first trailer of GTA 6 on its official YouTube channel   roughly 12 hours before its confirmed scheduled time. Rockstar Games Releases GTA 6 Trailer On YouTube Before Time For those unaware, Rockstar Games had confirmed on Friday in a post on X (formerly Twitter) that it would be releasing the first trailer of the highly anticipated game, Grand Auto Theft VI (GTA 6), on Tuesday, December 5th at 9 AM ET.   However, following the announcement, a GTA 6 video was leaked from the account @Gta6trailerleak on X (formerly Twitter), which has now been suspended, forcing Rockstar Games to release the GTA 6 trailer earlier than expected. On Monday, Rockstar Games confirmed in a post on X that the trailer for the upcoming game has been leaked and urged its users to watch the official trailer on YouTube. “Our trailer has leaked so please watch the real thing on YouTube,” it posted.   As shown in the GTA 6 trailer above,  the game he
Read more